Retirement Planning
It's never too soon or too late to begin saving for your retirement. Obviously sooner is better because your money has the opportunity to benefit from compounding and has a chance to rebound from market setbacks. How do you create a plan that optimizes the funds you have to invest and balances that with your potential long-term needs?
Talk to your J.P. Turner financial advisor to learn:
What you are currently invested in and how you can optimize those investments. People can change jobs many times over the course of their career and often leave behind 401(k) retirement plans with former employers. Your J.P. Turner advisor can assist you in "gathering" your plans and/or reviewing your current plan and recommending a strategy to help you get those investment dollars working.
How to start contributing today. Even small investments of $100 or less per month add up over time. Investing a little money is better than not investing any. Reviewing your current budget and identifying ways to reduce expenses will help determine how much money you can afford to invest monthly into your retirement account.
How major life changes can impact your financial strategy. Marriage, divorce, the birth of children, death and inheritance can drastically effect how much you can afford to save for retirement. Discuss any major life changes with your J.P. Turner financial advisor so he or she can review your current investment strategy and recommend changes if needed.
Why you should create an estate plan. It is a common misperception that estate planning is only for the wealthy when in fact estate planning can be for everyone. Your J.P. Turner advisor can assist you in creating a plan that will help you provide for loved ones in the event of your death or if you become disabled. Learn more about our estate planning services 
If you need to adjust your retirement plan. You should discuss your retirement plan annually with your J.P. Turner advisor. As you near retirement age it is even more important to maintain close communication with your advisor.
Speak with your J.P. Turner financial advisor to discuss your retirement goals and determine which investment product makes the most sense for you.
J.P. Turner offers a variety of investment products to address your retirement planning needs, including:
- Traditional IRA
- Roth IRA
- Rollover IRA
- Simple IRA
- SEP IRA
- 401(k)
- Roth 401(k)
- Solo 401(k)
- Profit Sharing Plans
- Defined Benefit Plans
- 403(b)